Homeowners

Homeowners Insurance Agents in Eastern Massachusetts

Insuring your home and belongings is one of the wisest decisions you can make. Whether you live in an apartment, condo, or house, having insurance save you from financial ruin when disaster strikes. While certain steps can be taken to help reduce the associated risks, like securing your residence and personal belongings, others remain completely out of your control. In fact, it is for these reasons that many mortgage lenders require their applicants purchase insurance for their properties. Many apartment complexes are following suit and mandating that their tenants acquire renter's insurance.
Unlike auto insurance, where most policies are relatively similar from vehicle to vehicle, homeowners policies can be quite different based on the type of residence. Residential insurances can be broadly divided into three categories:

  • Home Owner Insurance
  • Condo Owner Insurance
  • Renter's Insurance

For all types of insurance, liability protection and personal property protection are usually included up to certain limits. For condo and homes, most policies will also include property protection which insures your residence in the case of fires, inclement weather, and burglary, among other things. Additional factors that come into play when choosing a plan are the specific requirements outlined by relevant associations (i.e. condominium associations, apartment policies).
Residential homes with cars - homeowners insurance in Brockton, MA
At Celia Insurance Agency, we want to help explain the differences between common residential policies and help you choose the one that fits your needs adequately. Call us today and speak to an expert who can assist you.
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